*,*::before,*::after{box-sizing:border-box}
html{color-scheme:light;-webkit-text-size-adjust:100%}
:root{padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
body{margin:0;font-size:14px;font-family:system-ui,sans-serif}
img{max-width:100%}
[hidden]{display:none!important}

/* Layout: navy header and navy page-intro bands (full bleed), then light content sections with soft rounded cards; emerald is the one accent. */
:root{
  --navy:#0E1B33; --navy-2:#16264A; --navy-line:#2A3B5C; --navy-ink:#EEF2F7; --navy-muted:#A9B6CB;
  --bg:#F5F7FA; --card:#FFFFFF; --surface:#EDF1F6; --fg:#0E1B33; --muted:#56637A; --line:#E1E6EE;
  --accent:#2FB984; --accent-deep:#1E8A60; --accent-soft:#E3F6EE; --accent-ink:#0E1B33;
  --warn:#9A5B00; --warn-soft:#FBEBCD; --bad:#B03A2E; --bad-soft:#FBE3DF;
  --green:#1E8A60; --green-soft:#E3F6EE;
  --display:"Manrope", "Segoe UI", system-ui, -apple-system, sans-serif;
  --body:"Manrope", "Segoe UI", system-ui, -apple-system, sans-serif;
  --mono:"IBM Plex Mono", ui-monospace, Menlo, Consolas, monospace;
  --radius:16px;
}
*{box-sizing:border-box}
body{background:var(--bg);color:var(--fg);font-family:var(--body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--display);font-weight:800;letter-spacing:-.03em;line-height:1.1;text-wrap:balance;margin:0}
h1{font-size:clamp(2.4rem,7vw,4.4rem)}
h2{font-size:clamp(1.6rem,4vw,2.3rem)}
h3{font-size:1.15rem;letter-spacing:-.015em}
p{margin:0}
a{color:var(--accent-deep)}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:6px}
.wrap{max-width:1080px;margin:0 auto;padding-inline:20px}
.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep)}
.lede{font-size:1.1rem;color:var(--muted);max-width:62ch}
.muted{color:var(--muted)}

/* navy band: full-bleed background without widening the page */
.band{background:var(--navy);color:var(--navy-ink);box-shadow:0 0 0 100vmax var(--navy);clip-path:inset(0 -100vmax);padding-block:48px 56px}
.band .eyebrow{color:var(--accent)}
.band .lede,.band .muted{color:var(--navy-muted)}
.band .chip{background:rgba(255,255,255,.06);border-color:var(--navy-line);color:var(--navy-ink)}
.band .chip:hover{border-color:var(--accent)}
.band .chip[aria-pressed="true"]{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}

/* header */
header.site{position:sticky;top:env(safe-area-inset-top,0px);z-index:10;background:var(--navy);border-bottom:1px solid var(--navy-line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px;flex-wrap:wrap}
.brand{font-weight:800;font-size:1.1rem;color:#fff;text-decoration:none;display:flex;align-items:center;gap:10px;letter-spacing:-.01em}
.mono-mark{width:34px;height:34px;border-radius:9px;background:var(--accent);color:var(--accent-ink);display:grid;place-items:center;font-size:.82rem;font-weight:800}
nav.menu{display:flex;gap:4px;overflow-x:auto;max-width:100%}
nav.menu a{text-decoration:none;color:var(--navy-muted);padding:8px 12px;border-radius:10px;font-weight:600;font-size:.95rem;white-space:nowrap;display:flex;align-items:center;gap:6px}
nav.menu a:hover{color:#fff;background:rgba(255,255,255,.06)}
nav.menu a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.09)}
.pill{font-size:.6rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:2px 7px;border-radius:999px;background:var(--accent);color:var(--accent-ink)}

main{padding-block:0 72px}
section.page{display:grid;gap:56px}
.block{display:grid;gap:20px}

/* hero */
.hero{display:grid;grid-template-columns:1.45fr 1fr;gap:44px;align-items:center}
.hero-text{display:grid;gap:16px;min-width:0}
.tagline{font-size:clamp(1.05rem,2.4vw,1.25rem);color:#D3DCE8;font-weight:500}
.tagline span{color:var(--accent);padding-inline:2px}
.facts{display:flex;flex-wrap:wrap;gap:10px;margin-top:4px}
.fact{border:1px solid var(--navy-line);border-radius:10px;padding:9px 14px;font-size:.9rem;color:var(--navy-muted);background:rgba(255,255,255,.05)}
.fact b{color:#fff;font-weight:700}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:10px;border:1px solid var(--accent);background:var(--accent);color:var(--accent-ink);font-weight:700;text-decoration:none;cursor:pointer}
.btn:hover{filter:brightness(1.06)}
.btn.ghost{background:transparent;color:var(--accent-deep);border-color:var(--line)}
.band .btn.ghost{background:rgba(255,255,255,.06);color:#fff;border-color:var(--navy-line)}
.photo{aspect-ratio:4/5;max-width:100%;border-radius:20px;background:linear-gradient(160deg,var(--navy-2),#12213D);border:1px solid var(--navy-line);display:grid;place-items:center;text-align:center;color:var(--navy-muted);padding:20px}
.photo .initials{font-size:3.6rem;font-weight:800;color:var(--accent);line-height:1;letter-spacing:-.04em}
.photo small{font-size:.72rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}

.about{display:grid;grid-template-columns:200px 1fr;gap:32px}
.about .copy{display:grid;gap:16px;max-width:64ch;min-width:0}
.about .copy p{color:var(--muted)}
.skills{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.skill{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:grid;gap:8px;align-content:start}
.skill .ico{width:40px;height:40px;border-radius:10px;background:var(--accent-soft);color:var(--accent-deep);display:grid;place-items:center}
.explore{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.explore a{display:grid;gap:8px;padding:24px;border-radius:var(--radius);text-decoration:none;color:var(--fg);background:var(--card);border:1px solid var(--line)}
.explore a:hover{border-color:var(--accent)}
.explore .go{color:var(--accent-deep);font-weight:700}

/* bento homepage */
.bento{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}
.t{border-radius:20px;padding:24px;display:grid;gap:10px;align-content:start;min-width:0;background:var(--card);border:1px solid var(--line);color:var(--fg);text-decoration:none}
.t-intro{grid-column:span 2;grid-row:span 2;background:var(--navy);border-color:var(--navy);color:var(--navy-ink);align-content:end;gap:14px;padding:32px;min-height:340px}
.t-intro .eyebrow{color:var(--accent)}
.t-intro h1{font-size:clamp(2.6rem,6vw,4.4rem);line-height:.98;letter-spacing:-.04em}
.t-intro .btn.ghost{background:rgba(255,255,255,.06);color:#fff;border-color:var(--navy-line)}
.t-photo{grid-row:span 1;aspect-ratio:auto;border-radius:20px}
.t-stat{background:var(--accent);border-color:var(--accent);color:var(--accent-ink);align-content:space-between}
.t-stat2{align-content:space-between}
.t-stat b,.t-stat2 b{font-size:clamp(2.4rem,5vw,3.4rem);font-weight:800;letter-spacing:-.045em;line-height:1}
.t-label{font-size:.85rem;font-weight:700}
.t-stat2 .t-label{color:var(--muted)}
.t-about{grid-column:span 2;grid-row:span 2;gap:14px;padding:28px}
.t-about p:not(.eyebrow){color:var(--muted)}
.t-about h2{font-size:clamp(1.4rem,3vw,1.9rem)}
.t-skill .ico{width:40px;height:40px;border-radius:10px;background:var(--accent-soft);color:var(--accent-deep);display:grid;place-items:center}
.t-skill p{font-size:.92rem}
.t-life{background:var(--accent-soft);border-color:var(--accent-soft)}
.t-life p:not(.eyebrow){font-size:1.02rem;font-weight:600;color:var(--fg)}
.t-tf,.t-tools{grid-column:span 2}
.t-tools{background:var(--navy-2);border-color:var(--navy-2);color:var(--navy-ink)}
.t-tools .eyebrow,.t-tools .go{color:var(--accent)}
.t-tools .muted{color:var(--navy-muted)}
.t-tf:hover,.t-tools:hover{border-color:var(--accent)}
.t .go{color:var(--accent-deep);font-weight:700}
@media (max-width:900px){
  .bento{grid-template-columns:repeat(2,1fr)}
  .t-intro,.t-about,.t-tf,.t-tools{grid-column:span 2}
  .t-intro{min-height:0}
  .t-about{grid-row:auto}
  .t-photo{grid-row:span 1;min-height:0}
}
@media (max-width:520px){
  .t-photo{grid-row:span 1;grid-column:span 1;min-height:0}
  .t-life,.t-skill{grid-column:span 2}
}
.t-photo.photo{order:0;max-width:none;aspect-ratio:auto}

.t-lede{color:var(--navy-muted);max-width:44ch}
.t-contact{grid-column:span 4;background:var(--accent-soft);border-color:var(--accent-soft);display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.t-contact .muted{color:var(--muted)}
@media (max-width:900px){.t-contact{grid-column:span 2}}
#page-contact .contact{margin-top:32px}
.mt{display:grid;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding-inline:22px}
.mt-row{display:grid;grid-template-columns:88px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);align-items:start}
.mt-row:last-child{border-bottom:0}
.mt-row > div{min-width:0}
.mt-tag{font-family:var(--mono);font-weight:500;font-size:.85rem;color:var(--accent);background:var(--navy);border-radius:6px;padding:4px 8px;justify-self:start;white-space:nowrap}
.tips{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.tips li{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px;display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start}
.tips li > div{min-width:0}
.tick{width:26px;height:26px;border-radius:8px;background:var(--accent);color:var(--accent-ink);display:grid;place-items:center}
.tips p{font-size:.92rem;margin-top:2px}
@media (max-width:900px){.tips{grid-template-columns:1fr}}
@media (max-width:520px){.mt-row{grid-template-columns:1fr;gap:6px}}

/* trade finance hub + rule pages */
.tf-bento{margin-top:0}
.t-rule{transition:border-color .15s}
.t-rule:hover,.t-small:hover{border-color:var(--accent)}
.t-ucp{grid-column:span 2;grid-row:span 2;background:var(--navy);border-color:var(--navy);color:var(--navy-ink);align-content:end;padding:30px;gap:12px;min-height:300px}
.t-ucp .muted{color:var(--navy-muted)}
.t-ucp .go{color:var(--accent)}
.t-ucp h2{font-size:clamp(1.8rem,4vw,2.6rem)}
.rcode{display:inline-block;justify-self:start;font-family:var(--mono);font-weight:500;font-size:.82rem;color:var(--accent);background:var(--navy);padding:4px 10px;border-radius:7px}
.t-ucp .rcode{background:rgba(255,255,255,.08);font-size:.95rem}
.t-inco{grid-column:span 2;background:var(--navy-2);border-color:var(--navy-2);color:var(--navy-ink)}
.t-inco .muted{color:var(--navy-muted)}.t-inco .go{color:var(--accent)}
.t-inco .rcode{background:rgba(255,255,255,.08)}
.t-small{align-content:space-between}
.t-calc{background:var(--accent-soft);border-color:var(--accent-soft)}
.crumb{color:var(--navy-muted);text-decoration:none;font-weight:600;font-size:.9rem;justify-self:start}
.crumb:hover{color:#fff}
.band .chip .muted{color:inherit;opacity:.7}
.parties{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.parties div{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;display:grid;gap:2px}
.arts-head{display:flex;justify-content:space-between;align-items:end;gap:16px;flex-wrap:wrap}
.arts-search{width:min(360px,100%)}
#ucp-groupnav .chip .muted{font-weight:500}
.artgroup{display:grid;gap:12px;margin-top:22px;scroll-margin-top:90px}
.artgroup-h{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;border-bottom:2px solid var(--navy);padding-bottom:8px}
.nums{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.num{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px;display:grid;gap:4px;align-content:start}
.num:nth-child(5n+1){background:var(--navy);border-color:var(--navy);color:var(--navy-ink)}
.num:nth-child(5n+1) .muted{color:var(--navy-muted)}
.num-big{font-size:2.2rem;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--accent-deep)}
.num:nth-child(5n+1) .num-big{color:var(--accent)}
.num-unit{font-weight:700;font-size:.9rem}
.num p{font-size:.88rem;margin-top:4px}
.num .ref,.pt .ref{font-family:var(--mono);font-size:.72rem;color:var(--accent-deep);margin-top:4px}
.num:nth-child(5n+1) .ref{color:var(--accent)}
.rset{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.rcard{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:grid;gap:8px;align-content:start;min-width:0}
.pts{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.pt{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:grid;gap:6px;align-content:start;min-width:0}
.pt h3{font-size:1.05rem}
.pt p{font-size:.94rem}
table.compare{min-width:560px}
table.compare td:first-child{font-weight:700;white-space:nowrap}
.flow-3{grid-template-columns:repeat(3,minmax(200px,1fr))}
@media (max-width:900px){
  .t-ucp,.t-inco{grid-column:span 2}
  .nums{grid-template-columns:repeat(2,1fr)}
  .parties{grid-template-columns:repeat(2,1fr)}
  .pts,.rset{grid-template-columns:1fr}
}
@media (max-width:520px){.parties{grid-template-columns:1fr}.t-small{grid-column:span 1}}

.srcnote{font-family:var(--mono);font-size:.75rem;color:var(--navy-muted);margin-top:2px}
.t-cases{grid-column:span 2;background:var(--accent-soft);border-color:var(--accent-soft)}
.t-cases:hover{border-color:var(--accent)}
.artlink{font:inherit;font-weight:700;color:var(--accent-deep);background:none;border:0;padding:0 1px;cursor:pointer;text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:3px}
.num:nth-child(5n+1) .artlink,.rcode .artlink{color:var(--accent)}
.cases{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.case{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:grid;gap:10px;align-content:start;min-width:0}
.case .ref{font-family:var(--mono);font-size:.72rem;color:var(--accent-deep)}
.case-q{font-weight:700}
details.reveal summary{cursor:pointer;display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:10px;background:var(--navy);color:#fff;font-weight:700;font-size:.9rem;list-style:none}
details.reveal summary::-webkit-details-marker{display:none}
details.reveal[open] summary{background:var(--surface);color:var(--fg)}
.ans{display:grid;gap:8px;margin-top:12px;padding:14px;border-radius:12px;background:var(--surface)}
.verdict{justify-self:start;font-weight:800;font-size:.85rem;padding:4px 10px;border-radius:8px}
.v-bad{background:var(--bad-soft);color:var(--bad)}
.v-ok{background:var(--accent-soft);color:var(--accent-deep)}
@media (max-width:900px){.cases{grid-template-columns:1fr}.t-cases{grid-column:span 2}}
#top-anchor{height:1px;margin-bottom:-1px}
[data-route]{cursor:pointer}
h1:focus,h2:focus{outline:none}
section.page h1,section.page h2{scroll-margin-top:80px}

.row2 > *,.field{min-width:0}
input,select,textarea{min-width:0;max-width:100%}
@media (max-width:520px){.row2{grid-template-columns:1fr}}

/* ---- menu button (phones) ---- */
.menu-btn{display:none;width:42px;height:42px;border-radius:10px;border:1px solid var(--navy-line);background:rgba(255,255,255,.05);cursor:pointer;padding:0;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.menu-btn span{display:block;width:18px;height:2px;border-radius:2px;background:#fff;transition:transform .2s,opacity .2s}
header.site.open .menu-btn span:nth-child(1){transform:translateY(7px) rotate(45deg)}
header.site.open .menu-btn span:nth-child(2){opacity:0}
header.site.open .menu-btn span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media (max-width:720px){
  .bar{flex-wrap:nowrap}
  .menu-btn{display:flex}
  nav.menu{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;gap:2px;background:var(--navy);border-bottom:1px solid var(--navy-line);padding:8px 16px 16px;max-width:none;overflow:visible}
  header.site.open nav.menu{display:flex}
  nav.menu a{padding:12px 14px;font-size:1rem}
}

/* ---- hub groups ---- */
.tf-group{display:grid;gap:14px}
.grp-label{display:flex;align-items:center;gap:14px;font-size:.8rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.grp-label::after{content:"";flex:1;height:1px;background:var(--line)}
.tf-bento{margin-top:0}
.t-ucp{align-content:space-between!important}
.ucp-stats{display:flex;gap:28px;flex-wrap:wrap;margin-bottom:auto;padding-bottom:18px;border-bottom:1px solid var(--navy-line)}
.ucp-stats div{display:grid;gap:2px}
.ucp-stats b{font-size:clamp(2.2rem,5vw,3.2rem);font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--accent)}
.ucp-stats span{font-size:.8rem;color:var(--navy-muted);max-width:12ch}
.t-ucp .rcode,.t-inco .rcode{background:rgba(47,185,132,.16);color:#7BE6BC;border:1px solid rgba(47,185,132,.35)}
.t-inco{grid-column:span 1}
.t-cases{grid-column:span 3}
.t-rule h3,.t-small h3,.t-cases h3{overflow-wrap:anywhere}
.cmp-cards{display:none}
@media (max-width:900px){.t-cases{grid-column:span 2}}
@media (max-width:620px){
  .tf-bento .t{grid-column:span 2!important}
  .tf-bento .t-ucp{grid-row:auto}
  .cmp-wide{display:none}
  .cmp-cards{display:grid;gap:12px}
  .cc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px}
  .cc h3{margin-bottom:8px}
  .cc dl{display:grid;grid-template-columns:auto 1fr;gap:8px 14px;margin:0}
  .cc dt{font-size:.85rem;color:var(--muted)}
  .cc dd{margin:0;font-weight:600;font-size:.92rem}
}

/* ---- tabs: one swipeable row on phones ---- */
@media (max-width:720px){
  .subnav[data-tabs]{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;margin-inline:-20px;padding-inline:20px;scroll-padding-inline:20px}
  .subnav[data-tabs]::-webkit-scrollbar{display:none}
  .subnav[data-tabs] .chip{flex:none}
}

/* ---- LC flow arrows / timeline ---- */
.flow-scroll{overflow:visible}
ol.flow{gap:12px 28px}
ol.flow li{position:relative}
ol.flow:not(.flow-3) li:not(:nth-child(4n)):not(:last-child)::after,
ol.flow.flow-3 li:not(:last-child)::after{content:"";position:absolute;right:-23px;top:50%;width:18px;height:18px;transform:translateY(-50%);
  background:var(--accent);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/contain no-repeat}
@media (max-width:900px){
  ol.flow,ol.flow.flow-3{grid-template-columns:1fr;gap:12px;padding-left:0;
    background:linear-gradient(var(--line),var(--line)) 13px 24px/2px calc(100% - 60px) no-repeat}
  ol.flow li{margin-left:44px}
  ol.flow li::before{position:absolute;left:-44px;top:14px}
  ol.flow li::after{display:none!important}
}
@media (max-width:620px){.ucp-stats{gap:18px}.ucp-stats span{max-width:10ch}}

/* ---- tools ---- */
.t-feature{grid-column:span 2;background:var(--navy);border-color:var(--navy);color:var(--navy-ink);padding:28px;align-content:end;min-height:200px}
.t-feature .muted{color:var(--navy-muted)}.t-feature .go,.t-feature .eyebrow{color:var(--accent)}
.t-feature h2{font-size:clamp(1.6rem,3.5vw,2.2rem)}
.t-feature-2{background:var(--navy-2);border-color:var(--navy-2)}
.t-ref{background:var(--accent-soft);border-color:var(--accent-soft)}
.t-wide{grid-column:span 2}
.words{font-size:.82rem;font-weight:700;color:var(--accent-deep);min-height:1.1em}
input.slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:999px;padding:0;border:0;margin:6px 0 2px;
  background:linear-gradient(var(--accent),var(--accent)) 0/var(--p,50%) 100% no-repeat,var(--line);cursor:pointer}
input.slider:focus{outline:none}
input.slider:focus-visible{outline:2px solid var(--accent);outline-offset:4px}
input.slider::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--card);border:3px solid var(--accent);box-shadow:0 1px 4px rgba(14,27,51,.25)}
input.slider::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--card);border:3px solid var(--accent)}
.chart-wrap{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px}
#emi-chart{width:100%;height:auto;display:block}
#emi-chart .gl{stroke:var(--line);stroke-width:1}
#emi-chart .ax{fill:var(--muted);font:500 12px var(--body)}
#emi-chart .bp{fill:var(--accent)}
#emi-chart .bi{fill:var(--navy)}
.legend-l{color:var(--muted)}
.sched{max-height:380px;overflow:auto}
.sched table{min-width:520px;font-variant-numeric:tabular-nums}
.sched th{position:sticky;top:0}
.sched td:not(:first-child),.sched th:not(:first-child){text-align:right}
.presets{display:flex;gap:8px;flex-wrap:wrap;margin-top:-4px}
.presets .chip{padding:6px 12px}
.tline{list-style:none;margin:0;padding:0;display:grid;gap:0;max-width:680px}
.tline li{position:relative;display:grid;gap:2px;padding:0 0 22px 34px;border-left:2px solid var(--line);margin-left:9px}
.tline li:last-child{border-left-color:transparent;padding-bottom:0}
.tline li::before{content:"";position:absolute;left:-10px;top:2px;width:14px;height:14px;border-radius:50%;background:var(--card);border:3px solid var(--muted)}
.tline li.tl-key::before{border-color:var(--accent);background:var(--accent)}
.tline li.tl-ok::before{border-color:var(--accent-deep)}
.tline li.tl-bad::before{border-color:var(--bad);background:var(--bad)}
.tline li.tl-bad b{color:var(--bad)}
.tl-date{font-family:var(--mono);font-size:.8rem;color:var(--accent-deep)}
.tline .muted{font-size:.9rem}
@media (max-width:900px){.t-feature,.t-wide{grid-column:span 2}}
.t-photo-img{padding:0;overflow:hidden;background:#D9DCDF;border-color:var(--line);position:relative;min-height:180px}
.t-photo-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 18%;display:block}
@media (max-width:900px){.t-photo-img{min-height:0;aspect-ratio:1/1}}
.t-certs{grid-column:span 2;gap:12px}
.t-certs .t-label{color:var(--muted)}
.certs{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.certs li{display:grid;grid-template-columns:58px 1fr;gap:12px;align-items:baseline}
.certs b{font-size:.85rem;font-weight:800;color:var(--accent-deep);background:var(--accent-soft);border-radius:6px;padding:3px 0;text-align:center}
.certs span{font-weight:600;font-size:.95rem;line-height:1.35}
@media (max-width:900px){.t-certs{grid-column:span 2}}
.contact-photo{width:112px;height:112px;border-radius:50%;object-fit:cover;object-position:50% 50%;border:3px solid var(--accent)}
/* contact */
.contact{display:grid;grid-template-columns:1fr 1.3fr;gap:32px;background:var(--navy);color:var(--navy-ink);border-radius:20px;padding:36px}
.contact .eyebrow{color:var(--accent)}
.contact .muted{color:var(--navy-muted)}
.contact .side{display:grid;gap:16px;align-content:start;min-width:0}
.socials{display:flex;flex-wrap:wrap;gap:10px}
.social{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:10px;border:1px solid var(--navy-line);background:rgba(255,255,255,.05);color:#fff;text-decoration:none;font-size:.92rem}
.social small{color:var(--navy-muted);font-size:.72rem}
form.cform{display:grid;gap:14px;min-width:0}
.field{display:grid;gap:6px}
.field label{font-size:.88rem;font-weight:700}
input,select,textarea{width:100%;padding:11px 13px;border-radius:10px;border:1px solid var(--line);background:var(--card);color:var(--fg)}
.contact input,.contact textarea{background:rgba(255,255,255,.06);border-color:var(--navy-line);color:#fff}
.contact ::placeholder{color:var(--navy-muted)}
textarea{min-height:120px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:0;border-color:transparent}
.note{font-size:.9rem;padding:12px 14px;border-radius:10px;background:var(--accent-soft);color:var(--accent-deep)}
.contact .note{background:rgba(47,185,132,.14);color:#9BE3C5}

/* trade finance */
.subnav{display:flex;gap:8px;flex-wrap:wrap}
.chip{border:1px solid var(--line);background:var(--card);border-radius:10px;padding:8px 14px;font-size:.9rem;font-weight:600;cursor:pointer;color:var(--fg)}
.chip:hover{border-color:var(--accent)}
.chip[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.flow-scroll{overflow-x:auto}
.flow{display:grid;grid-template-columns:repeat(4,minmax(200px,1fr));gap:12px;list-style:none;margin:0;padding:0;counter-reset:s}
.flow li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px;display:grid;gap:6px;align-content:start}
.flow li::before{content:counter(s);width:28px;height:28px;border-radius:8px;background:var(--navy);color:var(--accent);display:grid;place-items:center;font-weight:800;font-size:.85rem}
.flow .who{font-family:var(--mono);font-size:.76rem;color:var(--accent-deep)}
.articles{display:grid;gap:10px}
details.art{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:0 18px}
details.art summary{cursor:pointer;padding:14px 0;display:flex;gap:14px;align-items:baseline;list-style:none}
details.art summary::-webkit-details-marker{display:none}
details.art summary::after{content:"+";margin-left:auto;color:var(--accent-deep);font-size:1.2rem;font-weight:700}
details.art[open] summary::after{content:"–"}
.artno{font-family:var(--mono);font-size:.8rem;color:var(--accent-deep);min-width:64px;font-weight:500}
details.art .body{padding:0 0 16px 78px;color:var(--muted);max-width:76ch}
.docs{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.doc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:grid;gap:10px;align-content:start;min-width:0}
.doc .ref{font-family:var(--mono);font-size:.75rem;color:var(--accent-deep)}
.doc ul{margin:0;padding-left:20px;display:grid;gap:6px;color:var(--muted)}
.disc{display:grid;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding-inline:22px}
.disc-row{display:grid;grid-template-columns:1fr 1.4fr;gap:18px;padding:16px 0;border-bottom:1px solid var(--line)}
.disc-row:last-child{border-bottom:0}
.disc-row h3{font-weight:700;font-size:1rem;letter-spacing:0}
.rules{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rule{padding:20px;border-radius:var(--radius);background:var(--card);border:1px solid var(--line);display:grid;gap:6px;align-content:start}
.rule .code{display:inline-block;justify-self:start;font-family:var(--mono);font-weight:500;font-size:.82rem;color:var(--accent);background:var(--navy);padding:3px 9px;border-radius:6px}
dl.gloss{display:grid;grid-template-columns:repeat(2,1fr);gap:4px 32px;margin:0}
dl.gloss div{padding:12px 0;border-bottom:1px solid var(--line)}
dl.gloss dt{font-weight:700}
dl.gloss dd{margin:2px 0 0;color:var(--muted)}

/* tools */
.tool-tabs{display:flex;gap:8px;overflow-x:auto;padding-bottom:4px}
.panel{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:28px;display:grid;gap:24px}
.subtools{display:flex;gap:8px;flex-wrap:wrap}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.inputs{display:grid;gap:14px;align-content:start;min-width:0}
.results{background:var(--navy);color:var(--navy-ink);border-radius:16px;padding:24px;display:grid;gap:14px;align-content:start;min-width:0}
.results .muted{color:var(--navy-muted)}
.big{font-size:2.3rem;font-weight:800;letter-spacing:-.03em;color:var(--accent);line-height:1.1;font-variant-numeric:tabular-nums}
.kv{display:flex;justify-content:space-between;gap:12px;border-top:1px solid var(--line);padding-top:10px;font-variant-numeric:tabular-nums}
.results .kv{border-color:var(--navy-line)}
.kv span:first-child{color:var(--muted)}
.results .kv span:first-child{color:var(--navy-muted)}
.kv span:last-child{font-weight:700;text-align:right}
.split{height:12px;border-radius:999px;background:#2A3B5C;overflow:hidden;display:flex}
.split i{display:block;height:100%;background:var(--accent)}
.legend{display:flex;gap:16px;font-size:.82rem;color:var(--navy-muted);flex-wrap:wrap}
.legend b{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.status{padding:10px 14px;border-radius:10px;font-weight:700;font-size:.92rem}
.status.ok{background:var(--accent-soft);color:var(--accent-deep)}
.status.warn{background:var(--warn-soft);color:var(--warn)}
.status.bad{background:var(--bad-soft);color:var(--bad)}
.hint{font-size:.82rem;color:var(--muted)}
.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:12px}
table{border-collapse:collapse;width:100%;min-width:720px;font-size:.92rem}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--navy-muted);background:var(--navy);font-weight:700}
td.term{font-family:var(--mono);font-weight:500;color:var(--accent-deep)}
tr:last-child td{border-bottom:0}
.tag{font-size:.72rem;font-weight:700;padding:2px 8px;border-radius:999px;background:var(--accent-soft);color:var(--accent-deep);white-space:nowrap}
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.cmp fieldset{border:1px solid var(--line);border-radius:12px;padding:16px;display:grid;gap:12px;margin:0;min-width:0}
.cmp legend{font-weight:800;padding:0 6px}

/* blog */
.soon{text-align:center;display:grid;gap:18px;justify-items:center}
.soon .stamp{font-size:.75rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;background:var(--accent);color:var(--accent-ink);padding:6px 14px;border-radius:8px}
.planned{display:grid;max-width:680px;width:100%;margin:0 auto;list-style:none;padding:0 22px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius)}
.planned li{display:flex;justify-content:space-between;gap:16px;padding:16px 0;border-bottom:1px solid var(--line);font-weight:600}
.planned li:last-child{border-bottom:0}
.planned li span:last-child{font-size:.78rem;font-weight:700;color:var(--accent-deep);white-space:nowrap}

footer{background:var(--navy);color:var(--navy-muted);padding-block:24px;font-size:.9rem}
.site-foot{padding-block:48px 0}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px;padding-bottom:36px}
.foot-brand{display:grid;gap:12px;align-content:start}
.foot-brand p{max-width:30ch}
.foot-social{display:flex;gap:10px}
.foot-social a{width:40px;height:40px;border-radius:10px;border:1px solid var(--navy-line);display:grid;place-items:center;color:#fff;background:rgba(255,255,255,.04)}
.foot-social a:hover{border-color:var(--accent);color:var(--accent)}
.foot-col{display:grid;gap:8px;align-content:start}
.foot-col h4{margin:0 0 4px;color:#fff;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase}
.foot-col a{color:var(--navy-muted);text-decoration:none;cursor:pointer}
.foot-col a:hover{color:var(--accent)}
.foot-base{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid var(--navy-line);padding-block:18px 24px;font-size:.85rem}
@media (max-width:820px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:span 2}}
@media (max-width:420px){.foot-grid{grid-template-columns:1fr}.foot-brand{grid-column:auto}}


@media (max-width:820px){
  .hero,.about,.contact,.calc,.docs,.cmp{grid-template-columns:1fr}
  .skills,.rules{grid-template-columns:1fr}
  .explore,dl.gloss,.disc-row{grid-template-columns:1fr}
  .photo{max-width:260px;order:-1}
  details.art .body{padding-left:0}
  .contact,.panel{padding:20px}
  .disc-row{gap:6px}
  .band{padding-block:32px 40px}
}
@media (prefers-reduced-motion:no-preference){
  section.page{animation:rise .35s ease-out}
  @keyframes rise{from{transform:translateY(6px)}to{transform:none}}
}